Transaction lookup

Validate a merchant, search their transactions by payment reference, ARN, amount, date or card, and retrieve the full itemised receipt as dispute evidence.

1 Look up merchant POST /banks/merchants/lookup

Café Noir Melbourne

Merchant not on SyncPay

No SyncPay merchant matched that query. Contact the SyncPay onboarding team to invite this merchant to the platform.

2 Search transactions POST /banks/transactions/search

3 Results GET /banks/receipts/{id}

SPTC	ARN	Amount	Date	Method	Status

Access logAudit trail

Every merchant lookup and receipt view is recorded against your institution.

No activity yet this session.

SyncPay :: Terms & Conditions

Legal · V1

· syncpay

📄 terms.md

📄 privacy.md

📄 contact.md

(Terms & Conditions, summary. Read the full terms →)

1 · About SyncPay

SyncPay Pty Ltd operates a fintech infrastructure platform that generates cryptographic transaction codes (SPTC) linking card payments to itemised receipt data. These Terms govern your use of syncpay.au and all associated services.

2 · Acceptance

By accessing or using SyncPay you agree to these Terms. They apply to all users, businesses, consumers, accountants, and API integrators.

3–5 · Use & Accounts

Use the service lawfully. Customer and Consumer user classes have separate account and billing rules. Keep your credentials secure.

6 · Billing

Customer, each SPTC Activity (POS receipt, invoice with SPTC, or Xero reconciliation) consumes one credit from your plan allocation.

Consumer, Free tier (bank-feed connect, SPTC matching, lookup) is always free. Pro is $7.99/mo for AI search, analytics & budgeting; cancel anytime.

source: syncpay · melbourne, au · v1

(Privacy Policy, summary. Read the full policy →)

Data Collection & Use

SyncPay collects transaction metadata (merchant, amount, date, SPTC code) to enable receipt lookup and reconciliation. We do not store full card numbers or PII beyond what you explicitly provide.

Consumer Privacy

Consumers retain full control. Bank data is encrypted; you can revoke access anytime. SPTC lookups are anonymous — no login required.

Data Retention & Deletion

We retain data for billing and legal compliance. You can request erasure under GDPR. Deleted data is purged within 30 days.

source: syncpay · melbourne, au · v1

Get in Touch

Email: hello@syncpay.au

Web: syncpay.au

Location: Melbourne, Australia

Support

For account issues, integration help, or billing questions, email us. We typically respond within 24 hours.

source: syncpay · melbourne, au · v1

Bank access

Transaction lookup